Debt and Loan Advice

Welcome

Debtandloanadvice.com has been set up to give you practical advice on your debt and credit problems.

All the advice on these pages are free and correct at the time of publication. For more information contact your local citizens advice bureau. Please check back for regular updates.

Latest News

March 09, 2007

New protection when you take out a loan

From 6 April, there are new rules to protect you when you take out a loan. As well as complaining about very high interest rates, you can also go to court to complain if you think the agreement between you and the firm or person who lent you the money (the creditor) is unfair for other reasons.

Main advice topics:

* Frequently asked questions about credit and debt
* Help with debt
* Loans
* Financial healthcheck
* Debt test
* Credit and debt fact sheets

This information is designed to give you free, independent advice for your debt and loan issues.

If you have any questions that we have not covered, please don't hesitate to contact us and we'll put the answer on our FAQ

Most importantly...

Take control of your debt. The majority of debt problems arise when you bury your head in the sand. Even if you can no longer afford your repayments, talk to your lender before it gets to court.

Claim back your bank charges

Banks have been found to have charged too much for administrative paperwork. Claim your bank charges back from the last 6 years.